A HOMEOWNER INVENTORY

As a homeowner, having a home inventory can protect you from the growing problem of underinsurance and help you get a faster and more accurate settlement in the event of a claim for loss or damage.

There are very few people these days that do not appreciate the importance of insuring their possessions against unforeseen damage or loss. But experts say there are still 1 in 5 homeowners underinsured. This is when your possessions are worth more than you insure them for. An online home inventory can help.

In the event of you having to make a claim following loss of any kind such as a fire, burglary or flood, being underinsured means that you will not get paid as much as you need by your insurance company - and in the worst case scenario, they may not pay out at all! Imagine how distressing that would be on top of the trauma of the incident itself.

Not only that – as well as the stress of enduring such an event, you have the gruelling task of remembering what you owned and how much it was worth in order to make a claim for it. Ask anyone who has had to do this and they will tell you how difficult this can be.

Most people miss things out and end up not claiming for everything they have lost. With an online home inventory you can easily tell your insurance company what is missing or damaged, what state it was in and what it was worth. They will appreciate this information, and you will appreciate the ease with which you can provide it!
The key is remembering to include everything in your list of contents. Not just the big or valuable things, but everything that you would want to replace if you lost or damaged them.

Start your online home inventory today
for you peace of mind.